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But that same plan may need a high, “dialed up” deductible of, say, $6,000 — that means you’ll need to spend $6,000 out of your personal pocket on health services every year earlier than your insurance begins to pay its portion of the fee. If you picked that plan, you’d be betting you received’t have to use plenty of health companies, and so would only have to worry about your — hopefully reasonably priced — premiums, and the prices of a few appointments. But should you or your partner or dependent family member has particular ongoing health needs , that …
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